Helping people with challenged credit, repair their credit, build wealth and obtain financial freedom
Life can be unfair when it comes to homeownership. But fear not, the Credit Queen is here! Come find out if using a personal loan for a down payment is the answer that will help you soar your dreams, or sink them into murky depths.
Become a credit report master! Read this comprehensive guide to fully understand your rights under the Fair Credit Reporting Act. Learn how to effectively dispute errors on your credit report and reclaim power over your financial sovereignty.
Unraveling the mysteries of credit card terms and conditions can be tricky. Let’s explore them together! In this comprehensive guide, I’ll arm you with all the wisdom you need to navigate this complex world of sign-up bonuses, 0% offers, and more. Grab your crown and let’s get started!
You think your debt makes you a bad credit risk? Think again!
Mastering your debt-to-income ratio could be the key to getting back on track. Learn how lenders use DTI, and how you can better manage it for a brighter financial future.
Ready to get all your questions answered about this federal law? Find out what credit card issuers have to do now and how it affects you with this comprehensive guide!
Get ready to uncover the secrets that credit bureaus don’t want you to know! Your credit report, that little piece of paper that carries so much weight, is in the hands of three major credit bureaus– Experian, Equifax, and TransUnion.
Welcome to a journey through the labyrinth of credit repair myths. In this insightful exposé, I’m peeling back the layers of misinformation and reveal the truth about credit card myths that have been holding back countless individuals with subprime credit.
Let’s talk about APR, aka the credit card rate. You know, that thing plastered all over credit card ads? It’s a big deal when it comes to selecting a card (although not the only factor).
Have you ever gotten an offer for a “payment holiday” from your credit card company? Learn here what it truly is and why credit card companies are offering these so-called holidays— plus, how to manage debt wisely!
Let’s talk about compound interest and how it can either make you rich or drown you in debt. Brace yourself, it’s about to get interesting!
Compound interest is all about the magic of interest building on top of interest.
